Many people keep their funds in bank accounts to have easy access to their money in case of emergencies. Imagine having a fixed deposit account that gives you similar access to your fund and also gives you more than double the return. Such a fixed deposit account is our unique deposit product Easy Deposit.
- Early encashment is allowed after 3 months
- Quick Loan facility at only 2.50% higher rate than deposit on principal amount
- Minimum deposit amount Tk. 25000 (New Opening) no maximum cap for deposit, multiple deposits possible in a month
- No penalty for missing any month’s deposit
- Profit paid on quarterly basis based on minimum deposit balance, so the annual effective return is higher.
- Hassle free Electronic Fund Transfer and payment
- Term of deposit 12 months
- Minimum Age: 18 years
- Citizen of Bangladesh
Senior Citizens and Home Loan customers are eligible for preferential rate over the prevalent rate.
- Recent Passport size photograph of A/C Holder and Nominee
- Photograph of Nominee has to be duly attached by the account holder
- Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
- TIN Certificate of A/C Holder ( IF available)
- Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
- Provide completed Account Opening Form with all required documents.
- Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
- Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.
|INCOME TAX DEDUCTED AT SOURCE||
|If E-TIN is Submitted||10.00%|
|If E-TIN is Not Submitted||15.00%|
|EXCISE DUTY YEARLY PER ACCOUNT||Duty Amount|
|Balance up to Tk.1 Lac||N/A|
|Balance above Tk.1 Lac but not more than Tk. 5 Lac||Tk.150.00|
|Balance above Tk.5 Lac but not more than Tk. 10 Lac||Tk.500.00|
|Balance above Tk.10 Lac but not more than Tk. 1 Crore||Tk.2,500.00|
|Balance above Tk.1 Crore but not more than Tk. 5 Crore||Tk.12,000.00|
|Balance above Tk. 5 Crore||Tk.25,000.00|