Lakhopoti Deposit Scheme (LDS)

BD Finance has introduced an exciting Deposit Scheme which is designed to make you a Lakhopoti within five years. It is a dream to become a Lakhopoti for many small savers. This dream can be a reality if you have a calculated plan and strong determination. To execute your dream to be Lakhopati just open a BD Finance account under this scheme offering a monthly saving plan fit to your income Continue depositing to complete the respective tenure and plan a   golden future accordingly.

Product Feature

  • Be a Lakhopati in 5 years & 2 months
  • Minimum placement BDT 10,000/- for account opening.
  • BDT 1000 monthly installments
  • At the end of the respective term, total savings with interest after deduction of Govt. tax and duties will be amount to BDT 100,000/-
  • Saving towards future capital expenditure
  • Security of Cash
  • Borrowing Facilities
  • Flexible terms and conditions
  • No hidden costs.
  • Providing service in fair and friendly environment.
  • Maintaining easy terms and conditions.

Eligibility

  • Minimum Age: 18 years
  • Citizen of Bangladesh

Privilege offer

Senior Citizens and Home Loan customers are eligible for preferential rate over the prevalent rate.

Requirements

  • Recent Passport size photograph of A/C Holder and Nominee
  • Photograph of Nominee has to be duly attached by the account holder
  • Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
  • TIN Certificate of A/C Holder ( IF available)
  • Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
  • Provide completed Account Opening Form with all required documents.
  • Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
  • Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.
INCOME TAX DEDUCTED AT SOURCE

Deduction Rate

(on interest)

If E-TIN is Submitted 10.00%
If E-TIN is Not Submitted 15.00%

 

EXCISE DUTY YEARLY PER ACCOUNT Duty Amount
Balance up to Tk.1 Lac N/A
Balance above Tk.1 Lac but not more than Tk. 5 Lac Tk.150.00
Balance above Tk.5 Lac but not more than Tk. 10 Lac Tk.500.00
Balance above Tk.10 Lac but not more than Tk. 1 Crore Tk.2,500.00
Balance above Tk.1 Crore but not more than Tk. 5 Crore Tk.12,000.00
Balance above Tk. 5 Crore Tk.25,000.00