This is the most lucrative Deposit Scheme for the cautions saver, who can place his/her valued funds for 15 months. At the end of 15 interest would be capitalized and customer has the option to renew the same for another term.
- Deposit tenure is 15 months
- Profit will be paid on completion of the term
- Minimum Deposit amount of BDT 50,000
- Up to 80% quick loan facility is offered against deposit at only 2.50% higher rate from the rate of FDR
- Early encashment is allowed after 3 months
- Auto FDR renewal option available with or without interest according to your choice
- Minimum Age: 18 years
- Citizen of Bangladesh
Senior Citizens and Home Loan customers are eligible for preferential rate over the prevalent rate.
- Recent Passport size photograph of A/C Holder and Nominee
- Photograph of Nominee has to be duly attached by the account holder
- Photocopy of NID/Passport/Driving License of A/C Holder and Nominee
- TIN Certificate of A/C Holder ( IF available)
- Download the MDS Form/ Collect the Form from your nearest BD Finance Branch
- Provide completed Account Opening Form with all required documents.
- Pay your opening amount by BEFTN/Cheque/Pay order in favor of “Bangladesh Finance And Investment Co. Limited” and provide payment details to nearest BD finance Branch.
- Once your Payment has been cleared, an MDS account opening receipt will be issued to your name for delivery or pick up.
|INCOME TAX DEDUCTED AT SOURCE||
|If E-TIN is Submitted||10.00%|
|If E-TIN is Not Submitted||15.00%|
|EXCISE DUTY YEARLY PER ACCOUNT||Duty Amount|
|Balance up to Tk.1 Lac||N/A|
|Balance above Tk.1 Lac but not more than Tk. 5 Lac||Tk.150.00|
|Balance above Tk.5 Lac but not more than Tk. 10 Lac||Tk.500.00|
|Balance above Tk.10 Lac but not more than Tk. 1 Crore||Tk.2,500.00|
|Balance above Tk.1 Crore but not more than Tk. 5 Crore||Tk.12,000.00|
|Balance above Tk. 5 Crore||Tk.25,000.00|